Information
| Unit | INSTITUTE OF SOCIAL SCIENCES |
| BANKING AND FINANCE (MASTER) (WITHOUT THESIS) (DISTANCE EDUCATION) | |
| Code | EMG12714 |
| Name | Credit Management in Banks |
| Term | 2018-2019 Academic Year |
| Term | Spring |
| Duration (T+A) | 3-0 (T-A) (17 Week) |
| ECTS | 6 ECTS |
| National Credit | 3 National Credit |
| Teaching Language | Türkçe |
| Level | Yüksek Lisans Dersi |
| Type | Normal |
| Mode of study | Yüz Yüze Öğretim |
| Catalog Information Coordinator | Prof. Dr. HATİCE DÜZAKIN |
| Course Instructor |
The current term course schedule has not been prepared yet.
|
Course Goal / Objective
The main objective of this course is to teach about banks loan management and credit analysis methods.
Course Content
In this course, lending process, the methods used in credit analysis, and the banks credit reporting process are discussed.
Course Precondition
Resources
Notes
Course Learning Outcomes
| Order | Course Learning Outcomes |
|---|---|
| LO01 | Has knowledge about the lending procedures in banks |
| LO02 | Understands the credit evaluatin process |
| LO03 | Understands the methods used in credit analysis |
| LO04 | Has knowledge about the credit reporting system |
Relation with Program Learning Outcome
| Order | Type | Program Learning Outcomes | Level |
|---|---|---|---|
| PLO01 | Bilgi - Kuramsal, Olgusal | Defines the basic theoretical models and numerical methods of finance function and describes the intended use. Indicates each model´s weak and strong aspects. | 4 |
| PLO02 | Bilgi - Kuramsal, Olgusal | Analyses strategic and operational plans for financial companies, and creates sufficient knowledge to find solutions to the problems that might arise. | |
| PLO03 | Bilgi - Kuramsal, Olgusal | Explains how to create theoretical models to be used in financial management and how to apply quantitative and statistical methods. | 3 |
| PLO04 | Bilgi - Kuramsal, Olgusal | Teaches how to interpret the findings obtained by the application of theoretical models, quantitative and statistical methods used in financial management. | |
| PLO05 | Bilgi - Kuramsal, Olgusal | Determines the appropriate methods to solve the problems encountered in business. | |
| PLO06 | Bilgi - Kuramsal, Olgusal | Enables financial organizations to reach the most appropriate conclusion with an accurate analysis of the basic financial statements. | |
| PLO07 | Bilgi - Kuramsal, Olgusal | Encourages to take responsibility individually and/or in a team, to lead and to work effectively. | 4 |
| PLO08 | Bilgi - Kuramsal, Olgusal | Is aware of the need for lifelong learning, keeps track of the latest developments in the field and constantly develops professional knowledge and skills . | |
| PLO09 | Bilgi - Kuramsal, Olgusal | Teaches to exploit different sources in a new field in accordance with academic rules, to synthesize and effectively present the information obtained. | |
| PLO10 | Beceriler - Bilişsel, Uygulamalı | Demonstrates an awareness of lifelong learning. | |
| PLO11 | Yetkinlikler - Bağımsız Çalışabilme ve Sorumluluk Alabilme Yetkinliği | Questions the ways of traditional methods and if it´s needed develops and implements new approaches. | |
| PLO12 | Yetkinlikler - Bağımsız Çalışabilme ve Sorumluluk Alabilme Yetkinliği | Has a good command of Turkish, as well as at least one another foreign language in accordance with the requirements of academic and work life. | 4 |
| PLO13 | Yetkinlikler - Öğrenme Yetkinliği | Taking the goals and objectives of the banking sector, its size, resources and culture into account, determines the most appropriate approach to financial management . | 5 |
| PLO14 | Yetkinlikler - Öğrenme Yetkinliği | Having a comprehensive knowledge about Capital Markets, it´s tools and institutions, such as BIST and the World Stock Exchanges and utilizes the best ways in the field. |
Week Plan
| Week | Topic | Preparation | Methods |
|---|---|---|---|
| 1 | Credit analysis and credit management in banks | Reading the first chapter of Credit Demanding book | |
| 2 | The organizational structure of the credit function and lending process | Reading the lecturers own course notes | |
| 3 | Evaluation of short term loan demands | Reading the first chapter of Credit Demanding book | |
| 4 | Evaluation of medium term loan demands | Reading the 10th chapter of Credit Demanding book | |
| 5 | Evaluation of the special loans | Reading the 10th chapter of Credit Demanding book | |
| 6 | The type and the quality of the collateras of the loans | Reading the 11th chapter of Credit Demanding book | |
| 7 | Techniques used in the credit analysis | Reading the 12th chapter of Credit Demanding book | |
| 8 | Mid-Term Exam | ||
| 9 | Techniques used in the credit analysis-2 | Reading the 12th chapter of Credit Demanding book | |
| 10 | Indicators of financial distress in firms | Reading the 7th chapter of Credit Demanding book | |
| 11 | Evaluation of loan reports | Reading the 7th chapter of Credit Demanding book | |
| 12 | Rejection of loan demands | Reading the 13th chapter of Credit Demanding book | |
| 13 | Loan management in crisis periods | Reading the 14th chapter of Credit Demanding book | |
| 14 | Loan management in Turkey and in the world | Reading the lecturers own course notes | |
| 15 | Loan management in Turkey and in the world | Reading the lecturers own course notes | |
| 16 | Term Exams | ||
| 17 | Term Exams |
Student Workload - ECTS
| Works | Number | Time (Hour) | Workload (Hour) |
|---|---|---|---|
| Course Related Works | |||
| Class Time (Exam weeks are excluded) | 14 | 3 | 42 |
| Out of Class Study (Preliminary Work, Practice) | 14 | 5 | 70 |
| Assesment Related Works | |||
| Homeworks, Projects, Others | 0 | 0 | 0 |
| Mid-term Exams (Written, Oral, etc.) | 1 | 15 | 15 |
| Final Exam | 1 | 30 | 30 |
| Total Workload (Hour) | 157 | ||
| Total Workload / 25 (h) | 6,28 | ||
| ECTS | 6 ECTS | ||