TÜRKÇE
ENGLISH
Information
| Code | MG1818 |
| Name | Credit Management |
| Term | 2022-2023 Academic Year |
| Semester | . Semester |
| Duration (T+A) | 4-0 (T-A) (17 Week) |
| ECTS | 8 ECTS |
| National Credit | 4 National Credit |
| Teaching Language | Türkçe |
| Level | Doktora Dersi |
| Type | Normal |
| Mode of study | Yüz Yüze Öğretim |
| Catalog Information Coordinator | Prof. Dr. HATİCE DÜZAKIN |
Course Goal / Objective
The main objective of this course is to teach about banks loan management and credit analysis methods.
Course Content
In this course, lending process, the methods used in credit analysis, and the banks credit reporting process are discussed.
Course Precondition
None
Resources
1.Kredi Taleplerinin Değerlendirilmesi, Öztin Akgüç, 2006, 2.Bankacılıkta Pazara Yönelik Kredi Yönetimi, Niyazi Berk, 2001 3.Banka Kredileri ve Yönetimi, Birgül Şakar, 2006 4.Kredi Riski Modelleri, TBB Çalışma Grubu, Bankacılar Dergisi, 2006 5.Bank Lending During the Financial Crisis of 2008, EFA 2009 Bergen Meetings Paper 6.Bank Lending During the Financial Crisis of 2008,Ivashina ve Scharfstein, 2009
Notes
1.Ekonomi ve finans alanındaki günlük gazeteler, haftalık ve aylık dergiler 2.Ekonomi ve Finans alanındaki web siteleri
Course Learning Outcomes
| Order | Course Learning Outcomes |
|---|---|
| LO01 | Defines the lending procedures in banks |
| LO02 | Explains the credit evaluation process |
| LO03 | Explains the methods used in credit analysis |
| LO04 | Describes the process of arranging credit analysis reports |
Relation with Program Learning Outcome
| Order | Type | Program Learning Outcomes | Level |
|---|---|---|---|
| PLO01 | Bilgi - Kuramsal, Olgusal | Explains the basic theoretical models for finance function | |
| PLO02 | Bilgi - Kuramsal, Olgusal | Lists and identifies the theories that will contribute to the development of scientific methods and tools used in finance | |
| PLO03 | Bilgi - Kuramsal, Olgusal | Investigates how to model theorems in finance field and how to associate these models with the the quantitive decision making techniques | 4 |
| PLO04 | Bilgi - Kuramsal, Olgusal | Explains how to interpret the findings as a result of the application of statistical and theoretical models used in financial management methods. | |
| PLO05 | Bilgi - Kuramsal, Olgusal | Creates sufficient knowledge to find a solution to the problems that might arise | |
| PLO06 | Bilgi - Kuramsal, Olgusal | Contributes to the applied business management by following the basic steps of the methods used in finance | |
| PLO07 | Bilgi - Kuramsal, Olgusal | Achieves optimal results using techniques that help to increase the financial efficiency | 5 |
| PLO08 | Bilgi - Kuramsal, Olgusal | Encourages taking responsibility, claiming the lead and working effectively in a team and / or individually. | |
| PLO09 | Beceriler - Bilişsel, Uygulamalı | Keeps track of the latest developments in the field as a recognition of the need for lifelong learning and constant renewal | 5 |
| PLO10 | Beceriler - Bilişsel, Uygulamalı | Utilizes scientific sources in the field, collect the data, synthesizes the obtained information and presents the outcomes effectively | |
| PLO11 | Yetkinlikler - Bağımsız Çalışabilme ve Sorumluluk Alabilme Yetkinliği | Has a good command of Turkish, as well as at least one another foreign language in accordance with the requirements of academic and work life | 4 |
| PLO12 | Yetkinlikler - Öğrenme Yetkinliği | Implements new research methods that will contribute to the development of the finance field | |
| PLO13 | Yetkinlikler - Öğrenme Yetkinliği | Develops new guidelines for the financial managers’ decision making processes by researching on sub-disciplines of the finance field. | 5 |
| PLO14 | Yetkinlikler - Öğrenme Yetkinliği | Designs appropriate financial approaches, applications and methodologies in accordance with the business sector and the market in which they operate |
Week Plan
| Week | Topic | Preparation | Methods |
|---|---|---|---|
| 1 | Credit analysis and credit management in banks | Reading the first chapter of Credit Demanding book | Öğretim Yöntemleri: Anlatım, Tartışma, Alıştırma ve Uygulama |
| 2 | The organizational structure of the credit function and lending process | Reading the lecturers own course notes | Öğretim Yöntemleri: Anlatım, Tartışma, Alıştırma ve Uygulama |
| 3 | Evaluation of short term loan demands | Reading the first chapter of Credit Demanding book | Öğretim Yöntemleri: Anlatım, Tartışma, Alıştırma ve Uygulama |
| 4 | Evaluation of medium term loan demands | Reading the 10th chapter of Credit Demanding book | Öğretim Yöntemleri: Anlatım, Tartışma, Alıştırma ve Uygulama |
| 5 | Evaluation of the special loans | Reading the 10th chapter of Credit Demanding book | Öğretim Yöntemleri: Anlatım, Tartışma, Alıştırma ve Uygulama |
| 6 | The type and the quality of the collateras of the loans | Reading the 11th chapter of Credit Demanding book | Öğretim Yöntemleri: Anlatım, Tartışma, Alıştırma ve Uygulama |
| 7 | Techniques used in the credit analysis | Reading the 12th chapter of Credit Demanding book | Öğretim Yöntemleri: Anlatım, Tartışma, Alıştırma ve Uygulama |
| 8 | Mid-Term Exam | Ölçme Yöntemleri: Yazılı Sınav |
|
| 9 | Techniques used in the credit analysis-2 | Reading the 12th chapter of Credit Demanding book | Öğretim Yöntemleri: Anlatım, Tartışma, Alıştırma ve Uygulama |
| 10 | Indicators of financial distress in firms | Reading the 7th chapter of Credit Demanding book | Öğretim Yöntemleri: Anlatım, Tartışma, Alıştırma ve Uygulama |
| 11 | Evaluation of loan reports | Reading the 7th chapter of Credit Demanding book | Öğretim Yöntemleri: Anlatım, Tartışma, Alıştırma ve Uygulama |
| 12 | Rejection of loan demands | Reading the 13th chapter of Credit Demanding book | Öğretim Yöntemleri: Anlatım, Tartışma, Alıştırma ve Uygulama |
| 13 | Loan management in crisis periods | Reading the 14th chapter of Credit Demanding book | Öğretim Yöntemleri: Anlatım, Tartışma, Alıştırma ve Uygulama |
| 14 | Loan management in Turkey and in the world | Reading the lecturers own course notes | Öğretim Yöntemleri: Anlatım, Tartışma, Alıştırma ve Uygulama |
| 15 | Loan management in Turkey and in the world-2 | Reading the lecturers own course notes | Öğretim Yöntemleri: Anlatım, Tartışma, Alıştırma ve Uygulama |
| 16 | Term Exams | Ölçme Yöntemleri: Yazılı Sınav |
|
| 17 | Term Exams | Ölçme Yöntemleri: Yazılı Sınav |
Student Workload - ECTS
| Works | Number | Time (Hour) | Workload (Hour) |
|---|---|---|---|
| Course Related Works | |||
| Class Time (Exam weeks are excluded) | 14 | 4 | 56 |
| Out of Class Study (Preliminary Work, Practice) | 14 | 8 | 112 |
| Assesment Related Works | |||
| Homeworks, Projects, Others | 2 | 4 | 8 |
| Mid-term Exams (Written, Oral, etc.) | 1 | 12 | 12 |
| Final Exam | 1 | 24 | 24 |
| Total Workload (Hour) | 212 | ||
| Total Workload / 25 (h) | 8,48 | ||
| ECTS | 8 ECTS | ||