EMG12714 Credit Management in Banks

6 ECTS - 3-0 Duration (T+A)- . Semester- 3 National Credit

Information

Code EMG12714
Name Credit Management in Banks
Term 2024-2025 Academic Year
Semester . Semester
Duration (T+A) 3-0 (T-A) (17 Week)
ECTS 6 ECTS
National Credit 3 National Credit
Teaching Language Türkçe
Level Yüksek Lisans Dersi
Type Normal
Mode of study Uzaktan Öğretim
Catalog Information Coordinator Prof. Dr. HATİCE DÜZAKIN


Course Goal / Objective

The main objective of this course is to teach about banks loan management and credit analysis methods.

Course Content

In this course, lending process, the methods used in credit analysis, and the banks credit reporting process are discussed.

Course Precondition

None

Resources

1) Kredi Taleplerinin Değerlendirilmesi, Öztin Akgüç, 2006, 2) Bankacılıkta Pazara Yönelik Kredi Yönetimi, Niyazi Berk, 2001 3)Banka Kredileri ve Yönetimi, Birgül Şakar, 2006

Notes

1) Ekonomi ve finans alanındaki günlük gazeteler, haftalık ve aylık dergiler 2) Ekonomi ve Finans alanındaki web siteleri


Course Learning Outcomes

Order Course Learning Outcomes
LO01 Recognizes the lending procedures in banks
LO02 Recognizes the credit evaluatin process
LO03 Lists the methods used in credit analysis
LO04 Recognizes the credit reporting system


Relation with Program Learning Outcome

Order Type Program Learning Outcomes Level
PLO01 Bilgi - Kuramsal, Olgusal Defines the basic theoretical models and numerical methods of finance function and describes the intended use. Indicates each model´s weak and strong aspects. 4
PLO02 Bilgi - Kuramsal, Olgusal Analyses strategic and operational plans for financial companies, and creates sufficient knowledge to find solutions to the problems that might arise.
PLO03 Bilgi - Kuramsal, Olgusal Explains how to create theoretical models to be used in financial management and how to apply quantitative and statistical methods. 3
PLO04 Bilgi - Kuramsal, Olgusal Teaches how to interpret the findings obtained by the application of theoretical models, quantitative and statistical methods used in financial management.
PLO05 Bilgi - Kuramsal, Olgusal Determines the appropriate methods to solve the problems encountered in business.
PLO06 Bilgi - Kuramsal, Olgusal Enables financial organizations to reach the most appropriate conclusion with an accurate analysis of the basic financial statements.
PLO07 Bilgi - Kuramsal, Olgusal Encourages to take responsibility individually and/or in a team, to lead and to work effectively. 4
PLO08 Bilgi - Kuramsal, Olgusal Is aware of the need for lifelong learning, keeps track of the latest developments in the field and constantly develops professional knowledge and skills .
PLO09 Bilgi - Kuramsal, Olgusal Teaches to exploit different sources in a new field in accordance with academic rules, to synthesize and effectively present the information obtained.
PLO10 Beceriler - Bilişsel, Uygulamalı Demonstrates an awareness of lifelong learning.
PLO11 Yetkinlikler - Bağımsız Çalışabilme ve Sorumluluk Alabilme Yetkinliği Questions the ways of traditional methods and if it´s needed develops and implements new approaches.
PLO12 Yetkinlikler - Bağımsız Çalışabilme ve Sorumluluk Alabilme Yetkinliği Has a good command of Turkish, as well as at least one another foreign language in accordance with the requirements of academic and work life. 4
PLO13 Yetkinlikler - Öğrenme Yetkinliği Taking the goals and objectives of the banking sector, its size, resources and culture into account, determines the most appropriate approach to financial management . 5
PLO14 Yetkinlikler - Öğrenme Yetkinliği Having a comprehensive knowledge about Capital Markets, it´s tools and institutions, such as BIST and the World Stock Exchanges and utilizes the best ways in the field.


Week Plan

Week Topic Preparation Methods
1 Credit analysis and credit management in banks Reading the first chapter of Credit Demanding book Öğretim Yöntemleri:
Anlatım, Tartışma, Alıştırma ve Uygulama
2 The organizational structure of the credit function and lending process Reading the lecturers own course notes Öğretim Yöntemleri:
Anlatım, Tartışma, Alıştırma ve Uygulama
3 Evaluation of short term loan demands Reading the first chapter of Credit Demanding book Öğretim Yöntemleri:
Anlatım, Tartışma, Alıştırma ve Uygulama
4 Evaluation of medium term loan demands Reading the 10th chapter of Credit Demanding book Öğretim Yöntemleri:
Anlatım, Tartışma, Alıştırma ve Uygulama
5 Evaluation of the special loans Reading the 10th chapter of Credit Demanding book Öğretim Yöntemleri:
Anlatım, Tartışma, Alıştırma ve Uygulama
6 The type and the quality of the collateras of the loans Reading the 11th chapter of Credit Demanding book Öğretim Yöntemleri:
Anlatım, Tartışma, Alıştırma ve Uygulama
7 Techniques used in the credit analysis Reading the 12th chapter of Credit Demanding book Öğretim Yöntemleri:
Anlatım, Tartışma, Alıştırma ve Uygulama
8 Mid-Term Exam Ölçme Yöntemleri:
Yazılı Sınav
9 Techniques used in the credit analysis-2 Reading the 12th chapter of Credit Demanding book Öğretim Yöntemleri:
Anlatım, Tartışma, Alıştırma ve Uygulama
10 Indicators of financial distress in firms Reading the 7th chapter of Credit Demanding book Öğretim Yöntemleri:
Anlatım, Tartışma, Alıştırma ve Uygulama
11 Evaluation of loan reports Reading the 7th chapter of Credit Demanding book Öğretim Yöntemleri:
Anlatım, Tartışma, Alıştırma ve Uygulama
12 Rejection of loan demands Reading the 13th chapter of Credit Demanding book Öğretim Yöntemleri:
Anlatım, Tartışma, Alıştırma ve Uygulama
13 Loan management in crisis periods Reading the 14th chapter of Credit Demanding book Öğretim Yöntemleri:
Anlatım, Tartışma, Alıştırma ve Uygulama
14 Loan management in Turkey and in the world Reading the lecturers own course notes Öğretim Yöntemleri:
Anlatım, Tartışma, Alıştırma ve Uygulama
15 Review of the subjects Reading the lecturers own course notes Öğretim Yöntemleri:
Anlatım, Tartışma, Alıştırma ve Uygulama
16 Term Exams Ölçme Yöntemleri:
Yazılı Sınav
17 Term Exams Ölçme Yöntemleri:
Yazılı Sınav


Student Workload - ECTS

Works Number Time (Hour) Workload (Hour)
Course Related Works
Class Time (Exam weeks are excluded) 14 3 42
Out of Class Study (Preliminary Work, Practice) 14 5 70
Assesment Related Works
Homeworks, Projects, Others 0 0 0
Mid-term Exams (Written, Oral, etc.) 1 15 15
Final Exam 1 30 30
Total Workload (Hour) 157
Total Workload / 25 (h) 6,28
ECTS 6 ECTS

Update Time: 07.05.2024 05:00